Zero-hardware mobile POS with instant settlements.
Turn any phone into a card terminal. Tap to get paid over NFC, and watch the money land in your wallet the moment a sale clears — no machine, no rental, no waiting.
Everything you need to grow your business
One app to accept payments, settle instantly, and understand your sales — replacing the card machine, the spreadsheet, and the guesswork.
Instant settlements
Money lands in your wallet the moment a sale clears. Cash out to bank or mobile money anytime.
Security & compliance
Bank-grade encryption and PCI-DSS compliance, licensed under the Bank of Ghana.
AI insights
Ask plain-language questions about your sales and get real answers — like a business partner in your pocket.
Sell anywhere
In-store, online, or on the move. Payment links and Quick Pay codes travel with you.
Get paid in three taps
Enter the amount
Open MachoPOS, type what the customer owes, or ring up items from your catalog.
Customer taps
They tap their card or phone on the back of yours. Contactless, EMV — it just works.
Get paid instantly
The sale clears, the receipt is sent, and the money is in your wallet. Cash out anytime.
GHS 50M+ transactions processed
See MachoPOS in action
Watch how fast it is to accept a payment and manage your business from one phone.
Loved by Ghanaian businesses
Join thousands of merchants across every industry who trust MachoPOS.
"MachoPOS transformed how I do business. I used to lose sales when customers didn't have cash — now I accept everything."
"The AI features are incredible. It tells me exactly what to restock — it’s like having a business partner in my pocket."
"I take payments anywhere my clients are. It’s professional, and my clients love the instant digital receipts."
Connects with everything you use
MachoPOS works with the payment methods your customers already love — so there's nothing new for them to learn.
No hidden fees. Pay only when you sell.
Your security is our priority
We take security seriously so you can focus on your business.
Bank-grade security
The same encryption standards used by major banks protect every transaction.
PCI-DSS compliant
Fully compliant with global payment card security standards.
Secure infrastructure
Hosted on redundant, monitored servers with 24/7 threat detection.
Regulated
Licensed and regulated by the Bank of Ghana.